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Lasting Power of Attorney

Decisions don’t stop when you can’t make them.

If an illness or accident meant you could no longer manage your own affairs, who would step in? A Lasting Power of Attorney puts that choice in your hands, not a court’s. Prepared by our STEP qualified team, with an SRA regulated solicitor in-house.

The basics

What is a Lasting Power of Attorney?

A Lasting Power of Attorney, or LPA, is a legal document that lets you appoint someone you trust, your attorney, to make decisions on your behalf if you ever lose the capacity to make them yourself. It can only be made while you are of sound mind, and it must be registered before it can be used.

You stay in control

You choose who acts for you, and on what terms, rather than leaving it to the Court of Protection to decide for you.

Your wishes, recorded

Set out your preferences on money, property, health and care while you can, so the people you trust know exactly what you want.

£

Spare your family the courts

Without an LPA, your family may face a slow, costly Deputyship application just to act for you. An LPA avoids it entirely.

Two types of LPA

Cover for your money, and your wellbeing.

There are two Lasting Powers of Attorney. You can put one in place, or both. We will talk you through which suits your situation at your free consultation.

01

Property & Financial Affairs

Lets your attorney manage money and property: paying bills, running bank accounts and investments, claiming benefits, and selling or buying property. With your permission it can be used as soon as it is registered, or later if you lose capacity.

02

Health & Welfare

Lets your attorney make decisions about your care: where you live, your daily routine, medical treatment, and life-sustaining care. It can only be used once you are no longer able to make those decisions yourself.

Why it matters

Without an LPA, someone else decides.

People often assume a spouse or grown-up child can simply step in. They cannot. No one can act for you without legal authority. If you lose capacity with no LPA in place:

The court appoints a deputy

The Court of Protection chooses someone to manage your affairs. It may not be the person you would have picked.

It takes months

A Deputyship application is slow, and it happens at the worst possible time, while your family is already worried about you.

£

It costs, every year

Deputyship carries an application fee, an annual supervision fee and a security bond, all paid from your estate, year after year.

You’re not too young

Capacity can change at any age.

An LPA is not only for later life. Accidents and illness can happen at any time, and you can only make an LPA while you still have capacity to do so.

1 in 4

strokes in the UK happen to people of working age.

Source: Stroke Association

Every 3 min

someone in the UK develops dementia.

Source: Alzheimer’s Society

Under 40s

brain injury is a leading cause of acquired disability in younger adults.

Source: Headway, the brain injury association

How it works

Three steps, handled properly.

1

Free consultation

Phone, video, or a home visit across Greater London. We explain the options and give you a fixed-fee quote. No pressure, no obligation.

2

We prepare and explain

Your LPA is drafted by our specialists in plain English, with our SRA regulated solicitor in-house for anything complex.

3

Signed and registered

We guide signing and witnessing, then register your LPA with the Office of the Public Guardian so it is ready the moment it is needed.

Common questions

LPA questions, answered.

What happens if I lose capacity without an LPA?

No one can automatically act for you, not even your spouse. Your family would have to apply to the Court of Protection to be appointed as your deputy. It is slow, it is expensive, and the court, not you, has the final say on who is appointed.

Do I need both types of LPA?

Not necessarily. Many people put both in place so their attorney can act across finances and care, but you can choose just one. We will help you decide which suits your circumstances at your free consultation.

Could I lose control of my own affairs by signing one?

No. An LPA does not take away your right to manage your own affairs for as long as you are able to. It simply means someone you trust can step in if, and only if, you can no longer act for yourself.

Who should I appoint as my attorney?

Someone you trust completely, who is willing to act and understands your wishes. You can appoint more than one attorney, and decide whether they act together or independently. We will talk you through the options.

Does an LPA have to be registered?

Yes. An LPA must be registered with the Office of the Public Guardian before it can be used. We handle the registration for you as part of our service.

Can I change or cancel my LPA later?

Yes. As long as you still have capacity, you can change your attorneys or revoke the LPA entirely. It is sensible to review it after any major life change.

Explore more

Often arranged alongside an LPA.

Get in touch

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Request a free, no obligation consultation. We'll explain your options and give you a fixed-fee quote before any work begins.

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